Make a payment. You can withdraw your entire balance or pay more than the minimum payment due at any time without incurring any additional fees. You can pay by mail, phone or online. Your payment must be made in U.S. dollars by physical or electronic check, electronic money transfer, money order, or similar instrument from a bank in the United States. You must follow the instructions for a payment set out in your periodic statements. Failure to comply with payment instruments may delay the processing of your payment. Cheques or money orders can be sent to GreenSky Patient Solutions® Program, Box/Dept #3021, GreenSky P.O. Box 2153 Birmingham, Al 35287-3021.
Payments by phone can be made by calling 844-570-9915. Online payments can be made via www.mygreensky.com. NOTICE TO NEW JERSEY RESIDENTS: Because certain provisions of this Agreement are governed by applicable law, they may be void, unenforceable, or unenforceable in certain jurisdictions. However, none of these provisions is void, unenforceable or unenforceable in New Jersey. Unsubscribe Process: You may choose to unsubscribe and not be subject to this arbitration provision, but only by following the procedure described below. If you do not wish to be subject to this arbitration provision, you must notify us in writing within forty-five (45) calendar days of the date of the Agreement at the following address: P.O. Box 29429, Atlanta, GA 30359, Attention: Legal. Your written notice must include your name, address, social security number, the date of the agreement, and a statement that you wish to opt out of this arbitration provision. Your unsubscribe notice applies only to that particular agreement with us and not to any subsequent or prior agreement.
Acceptance of the Agreement. By using your card for a purchase, you agree to the terms of this cardholder agreement. New York Residents: This loan agreement will not be effective and you will not be responsible for the purchase or rental of goods or services using the Card, unless you or a person authorized by you sign a proof of sale or memorandum proving a purchase or lease of goods or services using your Card. A revolving credit account under the GreenSky Patient Solutions® Program (« Account ») has been opened by midland States Bank of Effingham, IL (including its successors and assigns, « Lenders », « we », « us » or « our ») for any person approved for an account and identified in the GreenSky Patient Solutions® Program Application (« Cardholder », « you » or « your »). A payment method, including a Shopping Pass, is issued to you to access the account in order to make purchases (« Card »). This renewable agreement through the GreenSky Patient Solutions program® and all parties to the agreement, any future additions or changes thereto (collectively, « agreement » or « cardholder agreement ») sets forth the terms of use of the account. Disclosures, requests, written documents under the Truth Loans Act that prove your transactions under the Account, special advertising funding rules, transparency principles and any other documents we provide to you, including periodic statements, are incorporated by reference into this Agreement. Entire Agreement. This Cardholder Agreement is the final written expression of the credit agreement between you and us with respect to your Account. We are not bound by any statement, oral or implied, that is not directly contained in this Cardholder Agreement. A loan agreement must be in writing to be enforceable.
Verbal agreements or commitments to borrow money, grant loans or impose the repayment of a debt, including promises to renew that debt, are unenforceable. In order to protect you (borrowers) and to protect us from misunderstandings or disappointments, all agreements we enter into in this regard are contained in this letter, which is the full and exclusive explanation of the agreement between us, unless we can agree in writing to modify them. Disputed payments: post-clearance checks, restrictive endorsement checks and other qualified payments. You agree not to send us partial payments marked « fully paid », « without recourse » or similar language. If you send such a payment, we may accept it without losing any of our rights under this Agreement. All notices and written notices relating to subsequent checks, restrictive visa checks (including cheques or other payment instruments that indicate that the payment constitutes a « full payment » of the amount due or offered with other conditions or restrictions or the full satisfaction of a disputed amount) or other disputed payments, non-compliant or qualified, must be made by mail or Delivery to P.O. Box 29429 Atlanta, GA 30329, Attn: Accounting Services. We may also accept late, subsequent or partial payments without losing any of our rights under the credit agreement on your behalf. We are not required to perform post-dated verification and reserve the right to treat any item as if it had been received by us or our cheque processor on the same day, unless you give us reasonable notice and an appropriate opportunity to respond. Unless such notice and opportunity is given, you cannot hold us responsible for depositing a post-derivative cheque. Be lacking. Subject to applicable law, you will be in default if any of the following occurs: (i) you have made false or misleading statements in your application for the account subject to this Agreement or for any other account you may have with us; (ii) you fail to make a payment within 15 days of the due date in accordance with this Agreement or any other account agreement you may have with us; (iii) you fail to fully comply with the terms or conditions of this Agreement or any other account agreement you may have with us; (iv) you file for bankruptcy against you or someone else files against you; (v) you die; or (vi) you exceed your credit limit without our permission.
Subject to notice and a right of redress under applicable law, if you are in default, in addition to any other rights we have under this Agreement, we may: (a) reduce your credit limit or terminate your account; (b) require you to pay the full balance of your account (including accrued but unpaid interest and other fees and charges provided for in this Agreement) without undue delay; or (c) bring an action for recovery of all amounts due. Credit requests and accurate reports. You authorize us to obtain a credit report about you for any legal purpose related to this Agreement, including any updates, requests for line of credit increases and credit renewals, reviews or collections of amounts due under this Agreement. Upon request, we will inform you if a report has been requested and, if so, the name and address of the credit bureau preparing the report. Negative information may be reported by us to credit reference agencies in connection with your account, such as. B, late payments, missed payments or defaults on your account. . Payment term. You must pay the minimum payment due on your recurring statement by 6:00 p.m. ET .m AND on the due date of each billing cycle. For useful information, visit the Federal Trade Commission`s (FTC) consumer website under www.ftc.gov/idtheft. Periodic declarations.
We will send you a monthly statement for each recurring billing period in which (i) your account balance on the last day of that billing period (the « New Balance ») is greater than $1; (ii) we charge interest or fees on your account; (iii) there is any other activity on your account or (iv) as otherwise required by applicable law. Your periodic statement will show, among other things, the total minimum payment you must make during the billing period (the « Minimum Payment Due ») and the date on which the minimum payment due is due. MAPR statement. Federal law provides members of the military and their loved ones with important protection when it comes to renewing consumer loans. In general, the cost of consumer credit for a member of the armed forces and his dependants may not exceed an APR of 36%. That rate includes, to the extent applicable to the credit transaction or account: (1) the costs associated with credit insurance premiums; (2) the fees for the by-products sold as part of the credit transaction; (3) the application fees charged (with the exception of certain application fees for certain transactions or credit accounts); and (4) all participation fees charged (with the exception of certain registration fees for a credit card account). Oral Disclosures: For significant disclosures of the Military Loans Act and payment information contained in this Agreement, please call toll-free at 877-266-2945. If you make a purchase with special promotional financing with deferred interest, it means: NOTICE TO NEW HAMPSHIRE RESIDENTS: This cardholder agreement provides that we will receive reasonable attorneys` fees in a lawsuit against you in connection with this agreement. You will receive reasonable attorneys` fees if you prevail in any action, action or proceeding brought by us; or a lawsuit brought by you. If you succeed in bringing a partial defense or set-off, claim or counterclaim against a claim brought by us, the court may deny us all or part of the attorneys` fees it deems appropriate. Fees for the returned payment, as specified in the Truth in The Loan Act disclosures, will be charged each time a cheque or ACH is returned or not cashed, to the extent permitted by applicable law.
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